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WHAT IS A CREDIT UNION
What Is A Credit Union?
Who can join a credit union and how?
Is it democratic? Can it be bought out or taken over? Is it ‘Regulated’ in any way?
Can the people running it be trusted with the money of others?
Is there an investment return on my savings?

How does a Credit Union trade?

How are loans applied for and how much can be borrowed?
How much can be borrowed?
Are those with previous poor credit records able apply for a loan?
Complaints - how are these dealt with?
What makes credit unions work the 5 Ps
Whats in it for the owner-members?
 

What is a Credit Union

Credit unions in different forms are an integral part of the Financial Services industry throughout the developed and developing world; not as common in Great Britain but becoming more so.  With many misconceptions about the purpose, legal and regulatory structures and management of a credit union, here are some answers to frequently asked questions.

 

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