Who can join a credit union and how?  

All of those people, regardless of age, who have a proven legal affinity with each other – often called a “Common Bond” or “Legal Field of Membership”, living or working in a defined area, such as a County, Local Authority area, workplace, Trade Union or professional association and other combinations, the Consultancy can provide information on constructing a legitimate “Common Bond” on request.

Completing an application form (with assistance if necessary), making a commitment to save and provide proof of identity and residence – legal requirements. An increasing number of credit unions have an “on-line” facility for this process.